Cover Price
22
Oct/070
Oct/070
Cover Price
When buying a home, can you obtain a mortgage that is a little more than the asking price to cover upgrades?
I want to buy a condo for like 140,000 but,I want to make some upgrades to the kitchen. Can I take out a 150,000 mortgage or does it have to match the asking price of the condo?
It's called an FHA203K loan and you need to be able to qualify for it. They still exist here in NY and to my knowledge it was a Federal thing, not a State thing.
I'm a Realtor and I've done them before. you need to have the work approved and estimated prior to the loan.
Good luck.
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